Loan Eligibility calculator

✅ Credit Eligibility Engine

Bank-grade affordability analysis using FOIR, DTI ratio & risk scoring

Income & Monthly Obligations

Monthly Net Income ($)

Existing Monthly EMIs ($)

Monthly Living Expenses ($)

Risk Profile & Loan Parameters

Credit Score (300–850)

Desired Loan Tenure (Yrs)

Expected Interest Rate (%)

Employment Type

Collateral Available

Co-Applicant

Loan Purpose

Currency

Maximum Loan Eligibility

Max affordable monthly EMI: $0

Approval Probability

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Debt-to-Income

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FOIR Allowed

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Risk Rating

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Approval Confidence Meter

LowModerateHigh

Lender Sentiment Analysis